{"id":411,"date":"2018-09-03T12:25:02","date_gmt":"2018-09-03T10:25:02","guid":{"rendered":"http:\/\/www.cabinetvandamme.fr\/?p=411"},"modified":"2024-08-30T14:56:12","modified_gmt":"2024-08-30T12:56:12","slug":"que-peut-on-financer-avec-un-pret-perso","status":"publish","type":"post","link":"https:\/\/www.cabinetvandamme.fr\/que-peut-on-financer-avec-un-pret-perso\/","title":{"rendered":"Que peut-on financer avec un pr\u00eat perso ?"},"content":{"rendered":"<p>Le pr\u00eat personnel permet d&#8217;emprunter entre 200 et 15.000 euros. Mais que peut financer ce type de pr\u00eat ? Petit focus sur un outil bien pratique de la vie des particuliers.<\/p>\n<p><!--more--><\/p>\n<h2>Id\u00e9al pour financer tous les projets<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-413 alignright\" src=\"http:\/\/www.cabinetvandamme.fr\/wp-content\/uploads\/2018\/09\/financer-projet-300x106.png\" alt=\"\" width=\"300\" height=\"106\" srcset=\"https:\/\/www.cabinetvandamme.fr\/wp-content\/uploads\/2018\/09\/financer-projet-300x106.png 300w, https:\/\/www.cabinetvandamme.fr\/wp-content\/uploads\/2018\/09\/financer-projet-283x100.png 283w, https:\/\/www.cabinetvandamme.fr\/wp-content\/uploads\/2018\/09\/financer-projet.png 588w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Le pr\u00eat personnel fait figure de passeport financier id\u00e9al ! Il peut en effet financer tous les projets \u00e0 l&rsquo;exception des acquisitions immobili\u00e8res qui exigent un cr\u00e9dit sp\u00e9cifique aux conditions et garanties particuli\u00e8res. La loi d\u00e9finit le pr\u00eat personnel comme appartenant \u00e0 la famille des cr\u00e9dits \u00e0 la consommation tout en le d\u00e9clarant non affect\u00e9. En clair, l&#8217;emprunteur n&rsquo;a pas \u00e0 justifier sa demande de pr\u00eat personnel et peut utiliser la somme d\u00e9bloqu\u00e9e comme bon lui semble. Pour plus de facilit\u00e9, il est possible d&rsquo;obtenir un pr\u00eat personnel 100 % en ligne afin de financer un ou plusieurs projets de votre choix. Une souplesse qui peut donc permettre l&rsquo;achat d&rsquo;un v\u00e9hicule, le paiement de travaux \u00e0 la maison, la r\u00e9alisation d&rsquo;un voyage ou l&rsquo;organisation d&rsquo;un mariage. Utilis\u00e9 avec rigueur et en respectant un taux d&rsquo;endettement inf\u00e9rieur \u00e0 30%, le pr\u00eat personnel rapide est un excellent moyen de faire face aux d\u00e9penses importantes ou impr\u00e9vues en \u00e9talant leur poids budg\u00e9taire dans le temps.<\/p>\n<h2>Les pr\u00e9cautions pour vivre sereinement le pr\u00eat personnel<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-414 alignright\" src=\"http:\/\/www.cabinetvandamme.fr\/wp-content\/uploads\/2018\/09\/precaution-vivre-300x165.png\" alt=\"\" width=\"300\" height=\"165\" srcset=\"https:\/\/www.cabinetvandamme.fr\/wp-content\/uploads\/2018\/09\/precaution-vivre-300x165.png 300w, https:\/\/www.cabinetvandamme.fr\/wp-content\/uploads\/2018\/09\/precaution-vivre-181x100.png 181w, https:\/\/www.cabinetvandamme.fr\/wp-content\/uploads\/2018\/09\/precaution-vivre.png 526w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>N&rsquo;\u00e9tant pas li\u00e9s \u00e0 un projet pr\u00e9cis, la mise en place et le remboursement du pr\u00eat personnel ne sont pas assujettis \u00e0 la r\u00e9alisation effective de l&rsquo;achat. Il est bon de garder \u00e0 l&rsquo;esprit que la non concr\u00e9tisation de ce dernier n&rsquo;entraine pas l&rsquo;annulation du cr\u00e9dit. Parce qu&rsquo;un cr\u00e9dit engage et qu&rsquo;il doit \u00eatre rembours\u00e9, il est vivement conseill\u00e9 <a href=\"https:\/\/www.banque-casino.fr\/credits\/simulation-pret-personnel-multi-projets\">de profiter des outils de simulation de pr\u00eat en ligne<\/a> et de comparaison disponibles sur Banque Casino. Il est possible de v\u00e9rifier votre capacit\u00e9 d&#8217;emprunt ainsi que l&rsquo;ajustement de la mensualit\u00e9 \u00e0 votre budget mensuel en jouant sur le montant emprunt\u00e9 et la dur\u00e9e d&rsquo;amortissement. Ils vous donneront aussi le moyen de b\u00e9n\u00e9ficier du meilleur taux et des conditions les plus avantageuses du moment.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le pr\u00eat personnel permet d&#8217;emprunter entre 200 et 15.000 euros. Mais que peut financer ce type de pr\u00eat ? Petit focus sur un outil bien pratique de la vie des particuliers.<\/p>\n","protected":false},"author":1,"featured_media":412,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Que peut-on financer avec un pr\u00eat perso ? - www.cabinetvandamme.fr<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinetvandamme.fr\/que-peut-on-financer-avec-un-pret-perso\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Que peut-on financer avec un pr\u00eat perso ? - www.cabinetvandamme.fr\" \/>\n<meta property=\"og:description\" content=\"Le pr\u00eat personnel permet d&#8217;emprunter entre 200 et 15.000 euros. 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