{"id":287,"date":"2018-02-22T15:46:36","date_gmt":"2018-02-22T14:46:36","guid":{"rendered":"http:\/\/www.cabinetvandamme.fr\/?p=287"},"modified":"2018-02-22T15:48:06","modified_gmt":"2018-02-22T14:48:06","slug":"pourquoi-contracter-un-pret-personnel","status":"publish","type":"post","link":"https:\/\/www.cabinetvandamme.fr\/pourquoi-contracter-un-pret-personnel\/","title":{"rendered":"Pourquoi contracter un pr\u00eat personnel ?"},"content":{"rendered":"

Plusieurs formules de pr\u00eats sont accord\u00e9es par les banques et les organismes financiers. Citons entre autres le cr\u00e9dit immobilier, le cr\u00e9dit renouvelable et le cr\u00e9dit auto. En quoi le pr\u00eat personnel peut-il \u00eatre plus int\u00e9ressant que ces diff\u00e9rents pr\u00eats ? Le plus grand avantage du pr\u00eat personnel est de disposer de la somme sans justifier son utilisation.<\/p>\n

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Pr\u00eat personnel vs cr\u00e9dit renouvelable<\/h2>\n

\"\"Le cr\u00e9dit personnel et le cr\u00e9dit renouvelable ont un grand point commun. Vous pouvez disposer librement de la somme obtenue. La diff\u00e9rence r\u00e9side sur la disponibilit\u00e9 de la somme. Dans le cas d’un pr\u00eat personnel, la somme est contract\u00e9e lorsque vous en avez besoin pour un projet pr\u00e9par\u00e9 comme l’achat d’un appareil \u00e9lectrom\u00e9nager ou les vacances. Le cr\u00e9dit renouvelable<\/a> quant \u00e0 lui met \u00e0 votre disposition une somme d’argent que vous pouvez utiliser en partie ou en totalit\u00e9 en cas d’impr\u00e9vu. La somme se renouvelle chaque fois pour mettre \u00e0 votre disposition le pr\u00eat de d\u00e9part contract\u00e9.<\/p>\n

Pr\u00eat personnel vs cr\u00e9dit immobilier<\/h2>\n

Pour acheter une maison, un terrain ou un appartement, seul un cr\u00e9dit immobilier peut le permettre. Le montant du pr\u00eat personnel est en effet limit\u00e9 \u00e0 8 000 euros. Toutefois, le pr\u00eat personnel est plus rapide et facile \u00e0 contracter, id\u00e9al alors pour financer certaines prestations li\u00e9es au projet immobilier comme les frais de notaire, l’achat du mobilier, le d\u00e9m\u00e9nagement.
\nLe pr\u00eat personnel est la solution ultime pour r\u00e9pondre \u00e0 un besoin financier ponctuel, urgent ou pas, sans avoir \u00e0 justifier aupr\u00e8s de la banque l’utilisation de la somme obtenue. Si c’est ce type de pr\u00eat qui vous convient, vous pouvez opter pour un pr\u00eat d’argent en ligne. Certains \u00e9tablissements accordent un pr\u00eat sans enqu\u00eate de cr\u00e9dit. En cas d’urgence, ce type de pr\u00eat rapide d’argent<\/a> peut \u00eatre int\u00e9ressant. Enfin, le pr\u00eat en ligne est bien plus discret que d’aller \u00e0 la banque.<\/p>\n

Pr\u00eat personnel vs cr\u00e9dit auto<\/h2>\n

\"\"<\/p>\n

Le pr\u00eat personnel peut \u00eatre utilis\u00e9 pour tous projets, y compris l’achat d’une voiture. Toutefois, dans ce cas, le cr\u00e9dit auto peut \u00eatre plus int\u00e9ressant pour une dur\u00e9e de remboursement plus longue. Mais, si jamais l’achat est annul\u00e9, vous ne pouvez pas utiliser la somme pour un autre projet. Le cr\u00e9dit auto est li\u00e9 directement au contrat de vente du v\u00e9hicule achet\u00e9. D’o\u00f9 l’int\u00e9r\u00eat du pr\u00eat personnel.<\/p>\n","protected":false},"excerpt":{"rendered":"

Plusieurs formules de pr\u00eats sont accord\u00e9es par les banques et les organismes financiers. Citons entre autres le cr\u00e9dit immobilier, le cr\u00e9dit renouvelable et le cr\u00e9dit auto. En quoi le pr\u00eat personnel peut-il \u00eatre plus int\u00e9ressant que ces diff\u00e9rents pr\u00eats ? Le plus grand avantage du pr\u00eat personnel est de disposer de la somme sans justifier…<\/p>\n

En savoir plus “Pourquoi contracter un pr\u00eat personnel ?”<\/span> »<\/a><\/p>\n","protected":false},"author":1,"featured_media":288,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"\nPourquoi contracter un pr\u00eat personnel ? - www.cabinetvandamme.fr<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinetvandamme.fr\/pourquoi-contracter-un-pret-personnel\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pourquoi contracter un pr\u00eat personnel ? - www.cabinetvandamme.fr\" \/>\n<meta property=\"og:description\" content=\"Plusieurs formules de pr\u00eats sont accord\u00e9es par les banques et les organismes financiers. 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