{"id":228,"date":"2018-01-05T08:47:45","date_gmt":"2018-01-05T07:47:45","guid":{"rendered":"http:\/\/www.cabinetvandamme.fr\/?p=228"},"modified":"2024-08-30T16:50:41","modified_gmt":"2024-08-30T14:50:41","slug":"assurance-auto-comment-declarer-un-sinistre-automobile","status":"publish","type":"post","link":"https:\/\/www.cabinetvandamme.fr\/assurance-auto-comment-declarer-un-sinistre-automobile\/","title":{"rendered":"Assurance auto : comment d\u00e9clarer un sinistre automobile ?"},"content":{"rendered":"

Votre compagnie d’assurance peut vous apporter son appui si vous rencontrez un sinistre automobile et ceci, gr\u00e2ce au contrat d’assurance auto. Il est \u00e0 noter que lorsqu’on parle de sinistre, il ne s’agit pas forc\u00e9ment d’une sinistre suite \u00e0 un accident. Il peut \u00e9galement \u00eatre un dommage suite \u00e0 un vol ou suite \u00e0 une catastrophe naturelle. Pour avoir l’indemnisation de votre assureur, vous devez respecter les principes de la d\u00e9claration de sinistre automobile.
\n<\/p>\n

Faire une premi\u00e8re d\u00e9claration par t\u00e9l\u00e9phone<\/h2>\n

\"\"Quelle que soit l’ampleur du sinistre automobile, vous ne devez pas attendre le lendemain pour en faire part \u00e0 votre assureur. D\u00e8s que l’accident de la route<\/a> ou le vol qui touche votre v\u00e9hicule se produit, contactez votre compagnie d’assurance par t\u00e9l\u00e9phone. Il pourra ainsi vous apporter plus de conseils. D\u00e8s ce premier appel, on pourra d\u00e9j\u00e0 ouvrir et g\u00e9rer votre dossier par l’enregistrement de la d\u00e9claration et la mission de l’expert.<\/p>\n

Faire une d\u00e9claration plus concr\u00e8te<\/h2>\n

\"\"Le premier appel ne r\u00e8gle pas tout. Vous devez faire la d\u00e9claration en vous rendant chez votre assureur. On vous donnera par la suie un r\u00e9c\u00e9piss\u00e9 de la d\u00e9claration. Si votre assureur se trouve loin de chez vous ou si vous n’avez pas le temps, vous pouvez r\u00e9gler le probl\u00e8me en lui envoyant un courrier \u00e9lectrique ou un fax. Certains assureurs acceptent \u00e9galement la d\u00e9claration par SMS. La d\u00e9claration peut \u00e9galement se faire par lettre recommand\u00e9e avec accus\u00e9 de r\u00e9ception.<\/p>\n

Respecter les d\u00e9lais<\/h2>\n

\"\"Si vous n’avez pas bien lu votre contrat d’assurance auto, rappelez-vous que dans celui-ci, votre assureur a mentionn\u00e9 certains d\u00e9lais pour la d\u00e9claration d’un sinistre automobile. Au cas o\u00f9 vous d\u00e9passeriez ce d\u00e9lai, il peut refuser de vous indemniser. Ce d\u00e9lai est \u00e0 compter \u00e0 partir du moment o\u00f9 vous avez constat\u00e9 ou pris connaissance du sinistre en question. Le d\u00e9lai pour la d\u00e9claration pour un accident est fix\u00e9 \u00e0 5 jours minimum. Vous devez faire part \u00e0 votre assureur des d\u00e9g\u00e2ts caus\u00e9s par une catastrophe naturelle \u00e0 votre v\u00e9hicule dans les 10 jours qui suivent la publication de l’arr\u00eat\u00e9 constatant l’\u00e9tat de la catastrophe naturelle. Pour un vol, le d\u00e9lai pour faire la d\u00e9claration est fix\u00e9 \u00e0 2 jours.<\/p>\n","protected":false},"excerpt":{"rendered":"

Votre compagnie d’assurance peut vous apporter son appui si vous rencontrez un sinistre automobile et ceci, gr\u00e2ce au contrat d’assurance auto. Il est \u00e0 noter que lorsqu’on parle de sinistre, il ne s’agit pas forc\u00e9ment d’une sinistre suite \u00e0 un accident. Il peut \u00e9galement \u00eatre un dommage suite \u00e0 un vol ou suite \u00e0 une…<\/p>\n

En savoir plus “Assurance auto : comment d\u00e9clarer un sinistre automobile ?”<\/span> »<\/a><\/p>\n","protected":false},"author":1,"featured_media":237,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"yoast_head":"\nAssurance auto : comment d\u00e9clarer un sinistre automobile ? - www.cabinetvandamme.fr<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cabinetvandamme.fr\/assurance-auto-comment-declarer-un-sinistre-automobile\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance auto : comment d\u00e9clarer un sinistre automobile ? - www.cabinetvandamme.fr\" \/>\n<meta property=\"og:description\" content=\"Votre compagnie d’assurance peut vous apporter son appui si vous rencontrez un sinistre automobile et ceci, gr\u00e2ce au contrat d’assurance auto. 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